IDFC First Bank 3 Years FD rate: 7% (general) & 7.5% (senior citizen). Maturity for ₹5 Lakh: ₹6,15,720.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IDFC First Bank offers 3 Years Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 0.50% penalty on applicable rate.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹30,786 | ₹5,786 | 23.1% |
| ₹50K | ₹61,572 | ₹11,572 | 23.1% |
| ₹1 Lakh | ₹1,23,144 | ₹23,144 | 23.1% |
| ₹2 Lakh | ₹2,46,288 | ₹46,288 | 23.1% |
| ₹5 Lakh | ₹6,15,720 | ₹1,15,720 | 23.1% |
| ₹10 Lakh | ₹12,31,439 | ₹2,31,439 | 23.1% |
| ₹25 Lakh | ₹30,78,598 | ₹5,78,598 | 23.1% |
| ₹50 Lakh | ₹61,57,197 | ₹11,57,197 | 23.1% |
| ₹1 Crore | ₹1,23,14,393 | ₹23,14,393 | 23.1% |
IDFC First Bank offers 3 Years Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IDFC First Bank for 3 Years at 7% (quarterly compounding) will mature to approximately ₹6,15,720. The interest earned would be ₹1,15,720.
Yes, IDFC First Bank offers an additional benefit for senior citizens with a rate of 7.5% p.a. for 3 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IDFC First Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IDFC First Bank's premature withdrawal policy: 0.50% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.