Shriram Finance 3 Years FD rate: 7.71% (general) & 7.96% (senior citizen). Maturity for ₹5 Lakh: ₹6,28,733.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Shriram Finance Limited offers 3 Years Fixed Deposit at 7.71% p.a. for general citizens and 7.96% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹31,437 | ₹6,437 | 25.7% |
| ₹50K | ₹62,873 | ₹12,873 | 25.7% |
| ₹1 Lakh | ₹1,25,747 | ₹25,747 | 25.7% |
| ₹2 Lakh | ₹2,51,493 | ₹51,493 | 25.7% |
| ₹5 Lakh | ₹6,28,733 | ₹1,28,733 | 25.7% |
| ₹10 Lakh | ₹12,57,467 | ₹2,57,467 | 25.7% |
| ₹25 Lakh | ₹31,43,667 | ₹6,43,667 | 25.7% |
| ₹50 Lakh | ₹62,87,333 | ₹12,87,333 | 25.7% |
| ₹1 Crore | ₹1,25,74,666 | ₹25,74,666 | 25.7% |
Shriram Finance offers 3 Years Fixed Deposit at 7.71% p.a. for general citizens and 7.96% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Shriram Finance for 3 Years at 7.71% (quarterly compounding) will mature to approximately ₹6,28,733. The interest earned would be ₹1,28,733.
Yes, Shriram Finance offers an additional benefit for senior citizens with a rate of 7.96% p.a. for 3 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Shriram Finance Fixed Deposit is ₹5,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Shriram Finance's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.