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South Indian Bank 5 Years FD Rate 2026

South Indian Bank 5 Years FD rate: 6.25% (general) & 6.75% (senior citizen). Maturity for ₹5 Lakh: ₹6,81,770.

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South Indian Bank 5 Years FD Details 2026

Interest Rate (General)
6.25% p.a.
Senior Citizen Rate
6.75% p.a.
Min Deposit
₹1,000
Compounding
Quarterly

South Indian Bank offers 5 Years Fixed Deposit at 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.

Maturity for Different Deposit Amounts at 6.25% p.a.

Tenure: 5 Years · Quarterly compounding

Deposit AmountMaturity AmountInterest EarnedTotal Return
₹25K₹34,088₹9,08836.4%
₹50K₹68,177₹18,17736.4%
₹1 Lakh₹1,36,354₹36,35436.4%
₹2 Lakh₹2,72,708₹72,70836.4%
₹5 Lakh₹6,81,770₹1,81,77036.4%
₹10 Lakh₹13,63,539₹3,63,53936.4%
₹25 Lakh₹34,08,848₹9,08,84836.4%
₹50 Lakh₹68,17,696₹18,17,69636.4%
₹1 Crore₹1,36,35,393₹36,35,39336.4%

Frequently Asked Questions

What is South Indian Bank FD interest rate for 5 Years in 2026?

South Indian Bank offers 5 Years Fixed Deposit at 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens in 2026. Rates are subject to change.

What is the maturity amount for ₹5 Lakh FD in South Indian Bank for 5 Years?

A ₹5 Lakh FD in South Indian Bank for 5 Years at 6.25% (quarterly compounding) will mature to approximately ₹6,81,770. The interest earned would be ₹1,81,770.

Is South Indian Bank 5 Years FD good for senior citizens?

Yes, South Indian Bank offers an additional benefit for senior citizens with a rate of 6.75% p.a. for 5 Years FD, which is 0.50% higher than the general rate.

What is the minimum deposit for South Indian Bank FD?

The minimum deposit amount for South Indian Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Can I withdraw my South Indian Bank FD before maturity?

Yes, premature withdrawal is allowed. South Indian Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.

South Indian Bank 5 Years FD by Amount

South Indian Bank 5 Years FD for ₹25KSouth Indian Bank 5 Years FD for ₹50KSouth Indian Bank 5 Years FD for ₹1 LakhSouth Indian Bank 5 Years FD for ₹2 LakhSouth Indian Bank 5 Years FD for ₹5 LakhSouth Indian Bank 5 Years FD for ₹10 LakhSouth Indian Bank 5 Years FD for ₹25 LakhSouth Indian Bank 5 Years FD for ₹50 LakhSouth Indian Bank 5 Years FD for ₹1 Crore

5 Years FD from Other Banks

SBI 5 Years FD Rate6.5% p.a.HDFC Bank 5 Years FD Rate7% p.a.ICICI Bank 5 Years FD Rate6.9% p.a.Axis Bank 5 Years FD Rate7% p.a.Kotak Mahindra Bank 5 Years FD Rate6.5% p.a.Bank of Baroda 5 Years FD Rate6.5% p.a.PNB 5 Years FD Rate6.5% p.a.Canara Bank 5 Years FD Rate6.7% p.a.Union Bank 5 Years FD Rate6.5% p.a.Indian Bank 5 Years FD Rate6.5% p.a.IDBI Bank 5 Years FD Rate6.5% p.a.Bank of India 5 Years FD Rate6.5% p.a.

Other South Indian Bank FD Tenures

South Indian Bank 6 Months FDSouth Indian Bank 1 Year FDSouth Indian Bank 2 Years FDSouth Indian Bank 3 Years FD