Maturity: ₹25,90,174 at 7.15% p.a. Interest earned: ₹90,174. Senior citizen maturity: ₹25,96,539.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
A ₹25 Lakh Fixed Deposit in Bandhan Bank for 6 Months at 7.15% p.a. (quarterly compounding) will mature to ₹25,90,174. You earn ₹90,174 as interest, giving a total return of 3.6% on your investment.
At 7.15% p.a. (quarterly compounding), ₹25 Lakh FD in Bandhan Bank for 6 Months matures to ₹25,90,174. Interest earned: ₹90,174. Senior citizen maturity: ₹25,96,539 at 7.65%.
Bandhan Bank offers 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens on 6 Months Fixed Deposit. The rate applies regardless of the deposit amount.
For ₹25 Lakh at 7.15% for 6 Months, you would earn approximately ₹90,174 as interest, making total maturity ₹25,90,174. Senior citizens earn ₹96,539 at 7.65%.
Yes, premature withdrawal is allowed. Bandhan Bank's policy: 1% penalty on applicable rate. You will receive a reduced interest rate on early withdrawal.
Compare with other banks on this page to find the best rates. Bank FDs offer DICGC insurance up to \u20B95 Lakh. Consider both rate and safety.