Bandhan Bank 6 Months FD rate: 7.15% (general) & 7.65% (senior citizen). Maturity for ₹5 Lakh: ₹5,18,035.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bandhan Bank offers 6 Months Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 6 Months · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹25,902 | ₹902 | 3.6% |
| ₹50K | ₹51,803 | ₹1,803 | 3.6% |
| ₹1 Lakh | ₹1,03,607 | ₹3,607 | 3.6% |
| ₹2 Lakh | ₹2,07,214 | ₹7,214 | 3.6% |
| ₹5 Lakh | ₹5,18,035 | ₹18,035 | 3.6% |
| ₹10 Lakh | ₹10,36,070 | ₹36,070 | 3.6% |
| ₹25 Lakh | ₹25,90,174 | ₹90,174 | 3.6% |
| ₹50 Lakh | ₹51,80,348 | ₹1,80,348 | 3.6% |
| ₹1 Crore | ₹1,03,60,695 | ₹3,60,695 | 3.6% |
Bandhan Bank offers 6 Months Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bandhan Bank for 6 Months at 7.15% (quarterly compounding) will mature to approximately ₹5,18,035. The interest earned would be ₹18,035.
Yes, Bandhan Bank offers an additional benefit for senior citizens with a rate of 7.65% p.a. for 6 Months FD, which is 0.50% higher than the general rate.
The minimum deposit amount for Bandhan Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bandhan Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.