Bandhan Bank 3 Years FD rate: 7.15% (general) & 7.65% (senior citizen). Maturity for ₹5 Lakh: ₹6,18,448.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bandhan Bank offers 3 Years Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹30,922 | ₹5,922 | 23.7% |
| ₹50K | ₹61,845 | ₹11,845 | 23.7% |
| ₹1 Lakh | ₹1,23,690 | ₹23,690 | 23.7% |
| ₹2 Lakh | ₹2,47,379 | ₹47,379 | 23.7% |
| ₹5 Lakh | ₹6,18,448 | ₹1,18,448 | 23.7% |
| ₹10 Lakh | ₹12,36,897 | ₹2,36,897 | 23.7% |
| ₹25 Lakh | ₹30,92,241 | ₹5,92,241 | 23.7% |
| ₹50 Lakh | ₹61,84,483 | ₹11,84,483 | 23.7% |
| ₹1 Crore | ₹1,23,68,965 | ₹23,68,965 | 23.7% |
Bandhan Bank offers 3 Years Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bandhan Bank for 3 Years at 7.15% (quarterly compounding) will mature to approximately ₹6,18,448. The interest earned would be ₹1,18,448.
Yes, Bandhan Bank offers an additional benefit for senior citizens with a rate of 7.65% p.a. for 3 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for Bandhan Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bandhan Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.