Bandhan Bank 2 Years FD rate: 7.15% (general) & 7.65% (senior citizen). Maturity for ₹5 Lakh: ₹5,76,137.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bandhan Bank offers 2 Years Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 2 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹28,807 | ₹3,807 | 15.2% |
| ₹50K | ₹57,614 | ₹7,614 | 15.2% |
| ₹1 Lakh | ₹1,15,227 | ₹15,227 | 15.2% |
| ₹2 Lakh | ₹2,30,455 | ₹30,455 | 15.2% |
| ₹5 Lakh | ₹5,76,137 | ₹76,137 | 15.2% |
| ₹10 Lakh | ₹11,52,274 | ₹1,52,274 | 15.2% |
| ₹25 Lakh | ₹28,80,684 | ₹3,80,684 | 15.2% |
| ₹50 Lakh | ₹57,61,368 | ₹7,61,368 | 15.2% |
| ₹1 Crore | ₹1,15,22,735 | ₹15,22,735 | 15.2% |
Bandhan Bank offers 2 Years Fixed Deposit at 7.15% p.a. for general citizens and 7.65% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bandhan Bank for 2 Years at 7.15% (quarterly compounding) will mature to approximately ₹5,76,137. The interest earned would be ₹76,137.
Yes, Bandhan Bank offers an additional benefit for senior citizens with a rate of 7.65% p.a. for 2 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for Bandhan Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bandhan Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.