IDBI Bank 6 Months FD rate: 6.5% (general) & 7% (senior citizen). Maturity for ₹5 Lakh: ₹5,16,382.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IDBI Bank offers 6 Months Fixed Deposit at 6.5% p.a. for general citizens and 7% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 6 Months · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹25,819 | ₹819 | 3.3% |
| ₹50K | ₹51,638 | ₹1,638 | 3.3% |
| ₹1 Lakh | ₹1,03,276 | ₹3,276 | 3.3% |
| ₹2 Lakh | ₹2,06,553 | ₹6,553 | 3.3% |
| ₹5 Lakh | ₹5,16,382 | ₹16,382 | 3.3% |
| ₹10 Lakh | ₹10,32,764 | ₹32,764 | 3.3% |
| ₹25 Lakh | ₹25,81,910 | ₹81,910 | 3.3% |
| ₹50 Lakh | ₹51,63,820 | ₹1,63,820 | 3.3% |
| ₹1 Crore | ₹1,03,27,641 | ₹3,27,641 | 3.3% |
IDBI Bank offers 6 Months Fixed Deposit at 6.5% p.a. for general citizens and 7% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IDBI Bank for 6 Months at 6.5% (quarterly compounding) will mature to approximately ₹5,16,382. The interest earned would be ₹16,382.
Yes, IDBI Bank offers an additional benefit for senior citizens with a rate of 7% p.a. for 6 Months FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IDBI Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IDBI Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.