Central Bank 6 Months FD rate: 6.25% (general) & 6.75% (senior citizen). Maturity for ₹5 Lakh: ₹5,15,747.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Central Bank of India offers 6 Months Fixed Deposit at 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 0.50% penalty on applicable rate.
Tenure: 6 Months · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹25,787 | ₹787 | 3.1% |
| ₹50K | ₹51,575 | ₹1,575 | 3.1% |
| ₹1 Lakh | ₹1,03,149 | ₹3,149 | 3.1% |
| ₹2 Lakh | ₹2,06,299 | ₹6,299 | 3.1% |
| ₹5 Lakh | ₹5,15,747 | ₹15,747 | 3.1% |
| ₹10 Lakh | ₹10,31,494 | ₹31,494 | 3.1% |
| ₹25 Lakh | ₹25,78,735 | ₹78,735 | 3.1% |
| ₹50 Lakh | ₹51,57,471 | ₹1,57,471 | 3.1% |
| ₹1 Crore | ₹1,03,14,941 | ₹3,14,941 | 3.1% |
Central Bank offers 6 Months Fixed Deposit at 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Central Bank for 6 Months at 6.25% (quarterly compounding) will mature to approximately ₹5,15,747. The interest earned would be ₹15,747.
Yes, Central Bank offers an additional benefit for senior citizens with a rate of 6.75% p.a. for 6 Months FD, which is 0.50% higher than the general rate.
The minimum deposit amount for Central Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Central Bank's premature withdrawal policy: 0.50% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.