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Central Bank FD Calculator 2026

Calculate Central Bank of India Fixed Deposit maturity amount. FD rates from 6.25% to 6.75% p.a.

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Maturity Breakdown
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Year-wise Growth
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Central Bank FD Interest Rates 2026

Best FD Rate
6.75% p.a.
Senior Citizen Best
7.25% p.a.
Min Deposit
₹1,000
Premature Withdrawal
0.50% penalty on applicable rate

Central Bank of India offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.25%6.75%₹1,03,149
1 Year6.7%7.2%₹1,06,870
2 Years6.75%7.25%₹1,14,325
3 Years6.6%7.1%₹1,21,699
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are Central Bank FD interest rates in 2026?

Central Bank offers FD rates ranging from 6.25% to 6.75% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best Central Bank FD rate?

The best Central Bank FD rate for general citizens is 6.75% p.a. for 2 Years tenure, and 7.25% for senior citizens.

What is the minimum deposit for Central Bank FD?

The minimum deposit amount for Central Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Does Central Bank offer special FD schemes?

Central Bank currently does not have any special FD scheme. Check with the bank for the latest offers.

Is Central Bank FD safe?

Yes, Central Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.