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Bank of India FD Calculator 2026

Calculate Bank of India Fixed Deposit maturity amount. FD rates from 6.25% to 7.05% p.a.

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Bank of India FD Interest Rates 2026

Best FD Rate
7.05% p.a.
Senior Citizen Best
7.55% p.a.
Min Deposit
₹1,000
Premature Withdrawal
0.50% penalty on applicable rate

Bank of India offers Fixed Deposits across multiple tenures. Special scheme: Star Sunidhi - 7.30% for 400 days. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.25%6.75%₹1,03,149
1 Year6.8%7.3%₹1,06,975
2 Years7.05%7.55%₹1,15,001
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are Bank of India FD interest rates in 2026?

Bank of India offers FD rates ranging from 6.25% to 7.05% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best Bank of India FD rate?

The best Bank of India FD rate for general citizens is 7.05% p.a. for 2 Years tenure, and 7.55% for senior citizens.

What is the minimum deposit for Bank of India FD?

The minimum deposit amount for Bank of India Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Does Bank of India offer special FD schemes?

Bank of India offers: Star Sunidhi - 7.30% for 400 days. Check with the bank for the latest offers.

Is Bank of India FD safe?

Yes, Bank of India FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.