100% Free · Instant Results

Kotak Mahindra Bank FD Calculator 2026

Calculate Kotak Mahindra Bank Fixed Deposit maturity amount. FD rates from 6.5% to 7.1% p.a.

1
FD Details
%
2
Maturity Breakdown
Maturity Amount
-
Interest Earned
-
Deposit Amount
-
Maturity
-
Deposit Amount
-
-
Interest Earned
-
-
Year-wise Growth
YearDepositInterest EarnedMaturity Value

Kotak Mahindra Bank FD Interest Rates 2026

Best FD Rate
7.1% p.a.
Senior Citizen Best
7.6% p.a.
Min Deposit
₹5,000
Premature Withdrawal
1% penalty on applicable rate

Kotak Mahindra Bank offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.5%7%₹1,03,276
1 Year7.1%7.6%₹1,07,291
2 Years7.1%7.6%₹1,15,114
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are Kotak Mahindra Bank FD interest rates in 2026?

Kotak Mahindra Bank offers FD rates ranging from 6.5% to 7.1% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best Kotak Mahindra Bank FD rate?

The best Kotak Mahindra Bank FD rate for general citizens is 7.1% p.a. for 1 Year tenure, and 7.6% for senior citizens.

What is the minimum deposit for Kotak Mahindra Bank FD?

The minimum deposit amount for Kotak Mahindra Bank Fixed Deposit is ₹5,000. Interest is compounded quarterly.

Does Kotak Mahindra Bank offer special FD schemes?

Kotak Mahindra Bank currently does not have any special FD scheme. Check with the bank for the latest offers.

Is Kotak Mahindra Bank FD safe?

Yes, Kotak Mahindra Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.