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HDFC Bank FD Calculator 2026

Calculate HDFC Bank Fixed Deposit maturity amount. FD rates from 6.6% to 7% p.a.

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FD Details
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Maturity Breakdown
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Deposit Amount
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Year-wise Growth
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HDFC Bank FD Interest Rates 2026

Best FD Rate
7% p.a.
Senior Citizen Best
7.5% p.a.
Min Deposit
₹5,000
Premature Withdrawal
1% penalty on applicable rate

HDFC Bank offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.6%7.1%₹1,03,327
1 Year6.8%7.3%₹1,06,975
2 Years7%7.5%₹1,14,888
3 Years7%7.5%₹1,23,144
5 Years7%7.5%₹1,41,478

Frequently Asked Questions

What are HDFC Bank FD interest rates in 2026?

HDFC Bank offers FD rates ranging from 6.6% to 7% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best HDFC Bank FD rate?

The best HDFC Bank FD rate for general citizens is 7% p.a. for 2 Years tenure, and 7.5% for senior citizens.

What is the minimum deposit for HDFC Bank FD?

The minimum deposit amount for HDFC Bank Fixed Deposit is ₹5,000. Interest is compounded quarterly.

Does HDFC Bank offer special FD schemes?

HDFC Bank currently does not have any special FD scheme. Check with the bank for the latest offers.

Is HDFC Bank FD safe?

Yes, HDFC Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.