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SBI FD Calculator 2026

Calculate State Bank of India Fixed Deposit maturity amount. FD rates from 6.5% to 7% p.a.

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Year-wise Growth
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SBI FD Interest Rates 2026

Best FD Rate
7% p.a.
Senior Citizen Best
7.5% p.a.
Min Deposit
₹1,000
Premature Withdrawal
0.50% penalty on applicable rate

State Bank of India offers Fixed Deposits across multiple tenures. Special scheme: Amrit Vrishti - 7.25% for 444 days. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.5%7%₹1,03,276
1 Year6.8%7.3%₹1,06,975
2 Years7%7.5%₹1,14,888
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are SBI FD interest rates in 2026?

SBI offers FD rates ranging from 6.5% to 7% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best SBI FD rate?

The best SBI FD rate for general citizens is 7% p.a. for 2 Years tenure, and 7.5% for senior citizens.

What is the minimum deposit for SBI FD?

The minimum deposit amount for SBI Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Does SBI offer special FD schemes?

SBI offers: Amrit Vrishti - 7.25% for 444 days. Check with the bank for the latest offers.

Is SBI FD safe?

Yes, SBI FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.