IndusInd Bank 3 Years FD rate: 7.25% (general) & 7.75% (senior citizen). Maturity for ₹5 Lakh: ₹6,20,273.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IndusInd Bank offers 3 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.75% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹31,014 | ₹6,014 | 24.1% |
| ₹50K | ₹62,027 | ₹12,027 | 24.1% |
| ₹1 Lakh | ₹1,24,055 | ₹24,055 | 24.1% |
| ₹2 Lakh | ₹2,48,109 | ₹48,109 | 24.1% |
| ₹5 Lakh | ₹6,20,273 | ₹1,20,273 | 24.1% |
| ₹10 Lakh | ₹12,40,547 | ₹2,40,547 | 24.1% |
| ₹25 Lakh | ₹31,01,367 | ₹6,01,367 | 24.1% |
| ₹50 Lakh | ₹62,02,735 | ₹12,02,735 | 24.1% |
| ₹1 Crore | ₹1,24,05,470 | ₹24,05,470 | 24.1% |
IndusInd Bank offers 3 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.75% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IndusInd Bank for 3 Years at 7.25% (quarterly compounding) will mature to approximately ₹6,20,273. The interest earned would be ₹1,20,273.
Yes, IndusInd Bank offers an additional benefit for senior citizens with a rate of 7.75% p.a. for 3 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IndusInd Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IndusInd Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.