IndusInd Bank 6 Months FD rate: 7% (general) & 7.5% (senior citizen). Maturity for ₹5 Lakh: ₹5,17,653.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IndusInd Bank offers 6 Months Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 6 Months · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹25,883 | ₹883 | 3.5% |
| ₹50K | ₹51,765 | ₹1,765 | 3.5% |
| ₹1 Lakh | ₹1,03,531 | ₹3,531 | 3.5% |
| ₹2 Lakh | ₹2,07,061 | ₹7,061 | 3.5% |
| ₹5 Lakh | ₹5,17,653 | ₹17,653 | 3.5% |
| ₹10 Lakh | ₹10,35,306 | ₹35,306 | 3.5% |
| ₹25 Lakh | ₹25,88,266 | ₹88,266 | 3.5% |
| ₹50 Lakh | ₹51,76,531 | ₹1,76,531 | 3.5% |
| ₹1 Crore | ₹1,03,53,063 | ₹3,53,063 | 3.5% |
IndusInd Bank offers 6 Months Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IndusInd Bank for 6 Months at 7% (quarterly compounding) will mature to approximately ₹5,17,653. The interest earned would be ₹17,653.
Yes, IndusInd Bank offers an additional benefit for senior citizens with a rate of 7.5% p.a. for 6 Months FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IndusInd Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IndusInd Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.