LIC Housing 1 Year FD rate: 7.1% (general) & 7.35% (senior citizen). Maturity for ₹5 Lakh: ₹5,36,456.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
LIC Housing Finance offers 1 Year Fixed Deposit at 7.1% p.a. for general citizens and 7.35% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 1 Year · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹26,823 | ₹1,823 | 7.3% |
| ₹50K | ₹53,646 | ₹3,646 | 7.3% |
| ₹1 Lakh | ₹1,07,291 | ₹7,291 | 7.3% |
| ₹2 Lakh | ₹2,14,583 | ₹14,583 | 7.3% |
| ₹5 Lakh | ₹5,36,456 | ₹36,456 | 7.3% |
| ₹10 Lakh | ₹10,72,913 | ₹72,913 | 7.3% |
| ₹25 Lakh | ₹26,82,282 | ₹1,82,282 | 7.3% |
| ₹50 Lakh | ₹53,64,564 | ₹3,64,564 | 7.3% |
| ₹1 Crore | ₹1,07,29,128 | ₹7,29,128 | 7.3% |
LIC Housing offers 1 Year Fixed Deposit at 7.1% p.a. for general citizens and 7.35% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in LIC Housing for 1 Year at 7.1% (quarterly compounding) will mature to approximately ₹5,36,456. The interest earned would be ₹36,456.
Yes, LIC Housing offers an additional benefit for senior citizens with a rate of 7.35% p.a. for 1 Year FD, which is 0.25% higher than the general rate.
The minimum deposit amount for LIC Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. LIC Housing's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.