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LIC Housing FD Calculator 2026

Calculate LIC Housing Finance Fixed Deposit maturity amount. FD rates from 7% to 7.15% p.a.

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FD Details
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Maturity Breakdown
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Interest Earned
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Deposit Amount
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Maturity
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Deposit Amount
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Interest Earned
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Year-wise Growth
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LIC Housing FD Interest Rates 2026

Best FD Rate
7.15% p.a.
Senior Citizen Best
7.4% p.a.
Min Deposit
₹10,000
Premature Withdrawal
Allowed after 3 months with penalty

LIC Housing Finance offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
1 Year7.1%7.35%₹1,07,291
2 Years7.15%7.4%₹1,15,227
3 Years7.15%7.4%₹1,23,690
5 Years7%7.25%₹1,41,478

Frequently Asked Questions

What are LIC Housing FD interest rates in 2026?

LIC Housing offers FD rates ranging from 7% to 7.15% p.a. for general citizens. Senior citizens get an additional 0.25% benefit.

What is the best LIC Housing FD rate?

The best LIC Housing FD rate for general citizens is 7.15% p.a. for 2 Years tenure, and 7.4% for senior citizens.

What is the minimum deposit for LIC Housing FD?

The minimum deposit amount for LIC Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.

Does LIC Housing offer special FD schemes?

LIC Housing currently does not have any special FD scheme. Check with the bank for the latest offers.

Is LIC Housing FD safe?

LIC Housing is an NBFC regulated by RBI. While NBFC FDs are not covered by DICGC insurance, LIC Housing has a strong credit rating and track record.