PNB Housing 1 Year FD rate: 7.25% (general) & 7.5% (senior citizen). Maturity for ₹5 Lakh: ₹5,37,248.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
PNB Housing Finance offers 1 Year Fixed Deposit at 7.25% p.a. for general citizens and 7.5% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 1 Year · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹26,862 | ₹1,862 | 7.4% |
| ₹50K | ₹53,725 | ₹3,725 | 7.4% |
| ₹1 Lakh | ₹1,07,450 | ₹7,450 | 7.4% |
| ₹2 Lakh | ₹2,14,899 | ₹14,899 | 7.4% |
| ₹5 Lakh | ₹5,37,248 | ₹37,248 | 7.4% |
| ₹10 Lakh | ₹10,74,495 | ₹74,495 | 7.4% |
| ₹25 Lakh | ₹26,86,238 | ₹1,86,238 | 7.4% |
| ₹50 Lakh | ₹53,72,475 | ₹3,72,475 | 7.4% |
| ₹1 Crore | ₹1,07,44,950 | ₹7,44,950 | 7.4% |
PNB Housing offers 1 Year Fixed Deposit at 7.25% p.a. for general citizens and 7.5% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in PNB Housing for 1 Year at 7.25% (quarterly compounding) will mature to approximately ₹5,37,248. The interest earned would be ₹37,248.
Yes, PNB Housing offers an additional benefit for senior citizens with a rate of 7.5% p.a. for 1 Year FD, which is 0.25% higher than the general rate.
The minimum deposit amount for PNB Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. PNB Housing's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.