PNB Housing 2 Years FD rate: 7.35% (general) & 7.6% (senior citizen). Maturity for ₹5 Lakh: ₹5,78,405.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
PNB Housing Finance offers 2 Years Fixed Deposit at 7.35% p.a. for general citizens and 7.6% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 2 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹28,920 | ₹3,920 | 15.7% |
| ₹50K | ₹57,840 | ₹7,840 | 15.7% |
| ₹1 Lakh | ₹1,15,681 | ₹15,681 | 15.7% |
| ₹2 Lakh | ₹2,31,362 | ₹31,362 | 15.7% |
| ₹5 Lakh | ₹5,78,405 | ₹78,405 | 15.7% |
| ₹10 Lakh | ₹11,56,809 | ₹1,56,809 | 15.7% |
| ₹25 Lakh | ₹28,92,024 | ₹3,92,024 | 15.7% |
| ₹50 Lakh | ₹57,84,047 | ₹7,84,047 | 15.7% |
| ₹1 Crore | ₹1,15,68,095 | ₹15,68,095 | 15.7% |
PNB Housing offers 2 Years Fixed Deposit at 7.35% p.a. for general citizens and 7.6% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in PNB Housing for 2 Years at 7.35% (quarterly compounding) will mature to approximately ₹5,78,405. The interest earned would be ₹78,405.
Yes, PNB Housing offers an additional benefit for senior citizens with a rate of 7.6% p.a. for 2 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for PNB Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. PNB Housing's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.