PNB Housing 3 Years FD rate: 7.35% (general) & 7.6% (senior citizen). Maturity for ₹5 Lakh: ₹6,22,104.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
PNB Housing Finance offers 3 Years Fixed Deposit at 7.35% p.a. for general citizens and 7.6% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹31,105 | ₹6,105 | 24.4% |
| ₹50K | ₹62,210 | ₹12,210 | 24.4% |
| ₹1 Lakh | ₹1,24,421 | ₹24,421 | 24.4% |
| ₹2 Lakh | ₹2,48,841 | ₹48,841 | 24.4% |
| ₹5 Lakh | ₹6,22,104 | ₹1,22,104 | 24.4% |
| ₹10 Lakh | ₹12,44,207 | ₹2,44,207 | 24.4% |
| ₹25 Lakh | ₹31,10,518 | ₹6,10,518 | 24.4% |
| ₹50 Lakh | ₹62,21,037 | ₹12,21,037 | 24.4% |
| ₹1 Crore | ₹1,24,42,073 | ₹24,42,073 | 24.4% |
PNB Housing offers 3 Years Fixed Deposit at 7.35% p.a. for general citizens and 7.6% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in PNB Housing for 3 Years at 7.35% (quarterly compounding) will mature to approximately ₹6,22,104. The interest earned would be ₹1,22,104.
Yes, PNB Housing offers an additional benefit for senior citizens with a rate of 7.6% p.a. for 3 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for PNB Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. PNB Housing's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.