Bajaj Finserv 1 Year FD rate: 7.4% (general) & 7.65% (senior citizen). Maturity for ₹5 Lakh: ₹5,38,039.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bajaj Finance Limited offers 1 Year Fixed Deposit at 7.4% p.a. for general citizens and 7.65% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 1 Year · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹26,902 | ₹1,902 | 7.6% |
| ₹50K | ₹53,804 | ₹3,804 | 7.6% |
| ₹1 Lakh | ₹1,07,608 | ₹7,608 | 7.6% |
| ₹2 Lakh | ₹2,15,216 | ₹15,216 | 7.6% |
| ₹5 Lakh | ₹5,38,039 | ₹38,039 | 7.6% |
| ₹10 Lakh | ₹10,76,079 | ₹76,079 | 7.6% |
| ₹25 Lakh | ₹26,90,197 | ₹1,90,197 | 7.6% |
| ₹50 Lakh | ₹53,80,395 | ₹3,80,395 | 7.6% |
| ₹1 Crore | ₹1,07,60,789 | ₹7,60,789 | 7.6% |
Bajaj Finserv offers 1 Year Fixed Deposit at 7.4% p.a. for general citizens and 7.65% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bajaj Finserv for 1 Year at 7.4% (quarterly compounding) will mature to approximately ₹5,38,039. The interest earned would be ₹38,039.
Yes, Bajaj Finserv offers an additional benefit for senior citizens with a rate of 7.65% p.a. for 1 Year FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Bajaj Finserv Fixed Deposit is ₹15,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bajaj Finserv's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.