Bajaj Finserv 2 Years FD rate: 7.45% (general) & 7.7% (senior citizen). Maturity for ₹5 Lakh: ₹5,79,542.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bajaj Finance Limited offers 2 Years Fixed Deposit at 7.45% p.a. for general citizens and 7.7% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 2 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹28,977 | ₹3,977 | 15.9% |
| ₹50K | ₹57,954 | ₹7,954 | 15.9% |
| ₹1 Lakh | ₹1,15,908 | ₹15,908 | 15.9% |
| ₹2 Lakh | ₹2,31,817 | ₹31,817 | 15.9% |
| ₹5 Lakh | ₹5,79,542 | ₹79,542 | 15.9% |
| ₹10 Lakh | ₹11,59,083 | ₹1,59,083 | 15.9% |
| ₹25 Lakh | ₹28,97,708 | ₹3,97,708 | 15.9% |
| ₹50 Lakh | ₹57,95,416 | ₹7,95,416 | 15.9% |
| ₹1 Crore | ₹1,15,90,833 | ₹15,90,833 | 15.9% |
Bajaj Finserv offers 2 Years Fixed Deposit at 7.45% p.a. for general citizens and 7.7% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bajaj Finserv for 2 Years at 7.45% (quarterly compounding) will mature to approximately ₹5,79,542. The interest earned would be ₹79,542.
Yes, Bajaj Finserv offers an additional benefit for senior citizens with a rate of 7.7% p.a. for 2 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Bajaj Finserv Fixed Deposit is ₹15,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bajaj Finserv's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.