Bajaj Finserv 5 Years FD rate: 7.4% (general) & 7.65% (senior citizen). Maturity for ₹5 Lakh: ₹7,21,424.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bajaj Finance Limited offers 5 Years Fixed Deposit at 7.4% p.a. for general citizens and 7.65% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 5 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹36,071 | ₹11,071 | 44.3% |
| ₹50K | ₹72,142 | ₹22,142 | 44.3% |
| ₹1 Lakh | ₹1,44,285 | ₹44,285 | 44.3% |
| ₹2 Lakh | ₹2,88,570 | ₹88,570 | 44.3% |
| ₹5 Lakh | ₹7,21,424 | ₹2,21,424 | 44.3% |
| ₹10 Lakh | ₹14,42,848 | ₹4,42,848 | 44.3% |
| ₹25 Lakh | ₹36,07,121 | ₹11,07,121 | 44.3% |
| ₹50 Lakh | ₹72,14,241 | ₹22,14,241 | 44.3% |
| ₹1 Crore | ₹1,44,28,483 | ₹44,28,483 | 44.3% |
Bajaj Finserv offers 5 Years Fixed Deposit at 7.4% p.a. for general citizens and 7.65% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bajaj Finserv for 5 Years at 7.4% (quarterly compounding) will mature to approximately ₹7,21,424. The interest earned would be ₹2,21,424.
Yes, Bajaj Finserv offers an additional benefit for senior citizens with a rate of 7.65% p.a. for 5 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Bajaj Finserv Fixed Deposit is ₹15,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bajaj Finserv's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.