Bajaj Finserv 3 Years FD rate: 7.55% (general) & 7.8% (senior citizen). Maturity for ₹5 Lakh: ₹6,25,779.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bajaj Finance Limited offers 3 Years Fixed Deposit at 7.55% p.a. for general citizens and 7.8% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹31,289 | ₹6,289 | 25.2% |
| ₹50K | ₹62,578 | ₹12,578 | 25.2% |
| ₹1 Lakh | ₹1,25,156 | ₹25,156 | 25.2% |
| ₹2 Lakh | ₹2,50,312 | ₹50,312 | 25.2% |
| ₹5 Lakh | ₹6,25,779 | ₹1,25,779 | 25.2% |
| ₹10 Lakh | ₹12,51,558 | ₹2,51,558 | 25.2% |
| ₹25 Lakh | ₹31,28,894 | ₹6,28,894 | 25.2% |
| ₹50 Lakh | ₹62,57,788 | ₹12,57,788 | 25.2% |
| ₹1 Crore | ₹1,25,15,577 | ₹25,15,577 | 25.2% |
Bajaj Finserv offers 3 Years Fixed Deposit at 7.55% p.a. for general citizens and 7.8% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bajaj Finserv for 3 Years at 7.55% (quarterly compounding) will mature to approximately ₹6,25,779. The interest earned would be ₹1,25,779.
Yes, Bajaj Finserv offers an additional benefit for senior citizens with a rate of 7.8% p.a. for 3 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Bajaj Finserv Fixed Deposit is ₹15,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bajaj Finserv's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.