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Federal Bank FD Calculator 2026

Calculate Federal Bank Fixed Deposit maturity amount. FD rates from 6.5% to 7.1% p.a.

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Maturity Breakdown
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Year-wise Growth
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Federal Bank FD Interest Rates 2026

Best FD Rate
7.1% p.a.
Senior Citizen Best
7.6% p.a.
Min Deposit
₹5,000
Premature Withdrawal
1% penalty on applicable rate

Federal Bank offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.5%7%₹1,03,276
1 Year7%7.5%₹1,07,186
2 Years7.1%7.6%₹1,15,114
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are Federal Bank FD interest rates in 2026?

Federal Bank offers FD rates ranging from 6.5% to 7.1% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best Federal Bank FD rate?

The best Federal Bank FD rate for general citizens is 7.1% p.a. for 2 Years tenure, and 7.6% for senior citizens.

What is the minimum deposit for Federal Bank FD?

The minimum deposit amount for Federal Bank Fixed Deposit is ₹5,000. Interest is compounded quarterly.

Does Federal Bank offer special FD schemes?

Federal Bank currently does not have any special FD scheme. Check with the bank for the latest offers.

Is Federal Bank FD safe?

Yes, Federal Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.